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Stablecoins and Financial Inclusion: The Real Use Case

By Margaux Nijkerk

A dollar-denominated token needs a phone rather than an approved bank account, which is the heart of the inclusion argument. Here is that case made plainly, along with the caveats it deserves.

How Crypto Adoption Actually Spreads: Beyond the Headlines

By Tanaya Macheel

Adoption does not arrive as a wave of enthusiasm. It creeps in wherever the existing financial system is slow, costly or closed, and it usually looks unremarkable to the people relying on it.