As an Australian, your dollars are a major part of my life. I can see myself spending more on my food, my rent, my car, and my bills each year. When I use my Australian dollar, it is a huge amount for me.
To me, spending money is like a luxury. I can’t imagine spending more than I make. In fact, I can’t really imagine spending less than I make either. As someone who wants to make more than I spend, I’m quite happy to live on a budget.
I’m not saying that spending less isn’t fun. I’m just saying that spending more is a luxury.
I am not sure if I need to explain this to most people. The truth is that a higher spending habit does not mean you can go out and spend more money on things that you do not really need. A person who goes out and buys a new camera because they want to go on vacation with their friends and spend $400 on a camera, is not doing anything wrong.
We all have a time limit on what we spend. For these reasons I feel that spending more on things that I do not actually need is not as bad as spending less.
This is not to say that it’s not important to spend on things you do not really need. A person’s finances are not their most important financial asset, so it’s important to save for the future, so you are not going to be living paycheck to paycheck. However, this does not mean that you should spend on things you would not use.
It’s not that I don’t need to spend a lot in the future, but I want to keep saving. I think that if I spend a little more, the future might be better.
To me its important to keep saving. If we spend more, we will be spending it on the things that we dont need. If we spend less, we will be spending it on the things that we do need. I am sure if we spent less, we would have enough money to do the things that we do. Also dont forget that buying things you dont want to spend money on is a waste. Spend less because you are saving.
I believe if we saved more money, we would be able to buy more of the things that we need. Now the question is, will that money be worth it? I think not.
I like this idea, that if we saved more we could buy more of the things we want. I think it could work in the opposite direction. If we save money, and buy things we dont want to buy, then we would be spending it on things we do want to buy, which might have higher returns.